Payment Plan

QUICK, FLEXIBLE
AND AFFORDABLE

Sleep Now, Pay Later

Payright is a secure, Australian owned and operated ‘Buy Now, Pay Later’ provider offering credit and payment plans with zero interest. Sörgen Medical has partnered with Payright to offer a range of instalment options to assist you in affording your CPAP treatment.

Quick

Application and approval takes just minutes.

Flexible

Select your payment terms, deposit amount and repayment frequency.

Affordable

Always zero interest. Fees apply*.

*Establishment, monthly accounting and payment processing fees apply.

Why Payright?

See how Payright compares to other providers

 PAYRIGHTOTHER ‘BUY NOW/PAY LATER’ PROVIDERS
Affordable options up to 12 months  
Credit limit up to $5000  
Always Zero Interest* 
Not always
Fortnightly or monthly repayments 
Not always

*Additional fees apply when repayments are not met according to the agreed repayment plan.

GET STARTED WITH PAYRIGHT!

Just follow these 3 simple steps:

1. Add Products

Add products to cart and checkout with Instalment as your payment type.

2. Apply

Complete the online Payright application pages.

3. Confirm

Receive confirmation of your payment plan and product order!

Application may also be completed by phone with either Sörgen Medical or directly with Payright

FAQ’s

Who is Payright?

Payright is a provider of buy now, pay later loans which allows you to turn one big payment into easy, manageable instalments!

How does Payright work?

Payright loans allow you to purchase goods and services from Sörgen Medical as their approved merchant, and repay for your purchase in instalments over time, conveniently direct debited from your nominated debit or credit card.

What are the fees and charges to use Payright?

You will pay a one off establishment fee ($39 (6 month term) or $59 (12 month term)). This fee is added to the loan amount and is payable over the loan term. There is also a fortnightly account keeping fee of $1.62, which is a charged (pro-rata) with each repayment and a $2.95 payment processing fee which is also added to each repayment.

Who can apply for a Payright Zero Interest Payment Plan?

You must be over 18 years old, an Australian citizen or permanent resident, be employed on a full-time, permanent part-time or self-employed and/or receive a regular income. A10% deposit is also required to commence the loan.
A government issued photo ID such as an Australian drivers licence or Australian passport may be used for identification.

How do I apply for a Payright loan?

You can apply for your Payright loan online or with assistance from Sörgen Medical. You can also apply directly on your smart phone through an approved link sent to you by Sörgen Medical or through the digital checkout. You will be asked some details about yourself and your purchase. Applications take a couple of minutes to complete and in most instances, you are provided with an instant decision.

How are Payments made?

Payments are taken automatically as scheduled from your nominated credit or debit card using a direct debit facility. You also have the ability to nominate a repayment start date. Once a start date is selected and the plan is activated by Sörgen Medical, you will receive a welcome letter to confirm the initial repayment date and frequency.

Can I make early payments or pay my plan out early?

Yes, early payments can be made. There is no penalty for making additional payments or paying out the agreement early. The payment processing fee of $2.95 will still apply for any payments made.

What do I do if I cannot afford my repayments?

Please contact Payright if you are having problems with your repayments to work through a solution that works for both you and Payright. Help is always available. Please visit the Financial Hardship page on the Payright website for further information.

What do I do if I cannot afford my repayments?

Please contact Payright if you are having problems with your repayments to work through a solution that works for both you and Payright. Help is always available. Please visit the Financial Hardship page on the Payright website for further information.

Can I close my account and are there any cancellation charges?

Once your purchase(s) have been paid in full and your account balance is zero, you can cancel via written notice to Payright at [email protected] or calling Payright on 1300 338 496. There are NO additional fees for closing your account or paying out early.

Do you have a Payright customer portal?

Yes, there is. It’s called the Payright Customer Hub. Login details are provided to access your plan details, track your transactions, update your contact details and more.

Support

For more information, please visit payright.com.au/faqs or call 1300 338 496.

A simple solution to affording sleeping well today!